There are lots of reasons consumers call on Guhl & Associates, LLC

To many, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. Even though there are a budding number of automated home valuation methods that may appear to be more practical than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are additional times when the services of a licensed, independent real estate professional could be beneficial.


	For real estate appraisals in Indianapolis and Marion County, it's easiest when your order online from Guhl & Associates, LLC, just click here.

Dispute your tax assessment in Marion County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Guhl & Associates, LLC is your best evidence when building your case. At Guhl & Associates, LLC,we can assist you in challenging your tax assessment.

How can you do away with PMI to lower your mortgage payment?

When the amount being loaned to the homeowner is more than 80% of the actual value of the real estate, most lenders ask home owners to buy an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the extra payment is usually folded into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

Guhl & Associates, LLC will provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a particularly traumatic ordeal for the parties involved, and it is often further complicated by the difficult decision of who gets the home. It's a good idea to get an appraisal from Guhl & Associates, LLC so both parties are completely aware of the true market value of their home, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with help from Guhl & Associates, LLCSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these matters. And since a home or other property often makes up an uneven share of the total estate value, understanding the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Guhl & Associates, LLC help you with relocating to or from Marion County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage employees that are moving to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Guhl & Associates, LLC

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.